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The cheapest company in Las Vegas is Capital Insurance Group ($593). Las Vegas ranks as the seventh most expensive city for car insurance in Nevada. About Able Insurance. Able Insurance Agency was founded in 1989 by Charles "Chuck" and Beverly Butler. It grew quickly and has become one of the largest single-location offices in NC. In 2002, Chuck retired and his son, Jeff, took over running the business. He brings over 17 years of experience in owning and operating insurance agencies. 1. Go to the state’s assigned risk pool. Many states require that drivers carry insurance, which is an issue if a driver is unable to get it. However, the states can assign drivers to insurance companies who are part of an assigned risk pool. 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Our commercial insurance agents will ask you many details about how you use vehicles in your business, who will be driving them and if employees will be driving their own personal cars for your business. We’ll help find you the right commercial auto coverage that meets your business needs. Exact discounts can vary between insurers but as a rough guide you will be entitled to: Up to 35% off annual costs if one year without making a claim. Around 45% off if three years without making a claim. Approximately 50% off if five years without making a claim. Up to 80% off if 15+ years without making a claim.Get Your Quote Today. Click to Call Us Now. (910) 452-4333. Se Habla Español. Non Owner Insurance for North Carolina Drivers. Non owner insurance may be required for North Carolina drivers to obtain for the the following: Acquire a North Carolina drivers license. New NC residents who want to obtain a license. We’re Commercial Auto Specialists. 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